{"citation":"SBA loans to electrical contractors in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/electrical-contractors-other-wiring-installation-contractors/north-carolina/","title":"SBA loans to electrical contractors in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"industry":{"naics":"238210","name":"Electrical Contractors and Other Wiring Installation Contractors","url":"/industries/electrical-contractors-other-wiring-installation-contractors/"},"loans":64,"dollars_approved":40363000,"measures":{"share_of_all_loans_pct":{"state":0.826,"national":1.172,"reading":"No clear gap"},"median_loan":{"state":235000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":81875,"p75":598000},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":17.2,"national":7.4,"reading":"No clear gap"},"new_pct":{"state":21.9,"national":15.2,"reading":"No clear gap"},"existing_pct":{"state":43.8,"national":68.9,"reading":"Clearly lower"},"ownership_pct":{"state":14.1,"national":7.6,"reading":"No clear gap"},"express_pct":{"state":32.8,"national":56.4,"reading":"Clearly lower"},"loc_pct":{"state":28.1,"national":44.6,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["existing","express"],"top_lenders":{"United Midwest Savings Bank":7,"Pinnacle Bank":6,"PNC Bank":5,"Wells Fargo Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}