{"citation":"SBA loans for online and catalog retailers. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/electronic-shopping-mail-order-houses/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/electronic-shopping-mail-order-houses/","title":"SBA loans for online and catalog retailers","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); App. 17, Para. B.3 (Para. B begins p. 391); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(2)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"naics":"454110","industry":"Electronic Shopping and Mail-Order Houses","sector":"Retail Trade","as_of":"2026-06-30","basis":"all","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":28,"dollars":8983000,"median_amount":250000,"p25_amount":95000,"p75_amount":462500,"median_rate":11.0,"median_spread":3.0,"median_term":120,"express_share":53.6,"loc_share":46.4},"all":{"loans":1076,"dollars":444969900,"median_amount":117500,"p25_amount":25000,"p75_amount":358125,"median_rate":null,"median_spread":2.75,"median_term":120,"express_share":60.3,"loc_share":51.2},"chargeoff":{"cohort_loans":1000,"charged_off_loans":72,"rate_loans":7.2,"rate_dollars":3.8},"lenders":[{"name":"Wells Fargo Bank","loans":220,"url":"https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/"},{"name":"TD Bank","loans":131,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"},{"name":"JPMorgan Chase Bank","loans":96,"url":"https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/"},{"name":"The Huntington National Bank","loans":54,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"Newtek Small Business Finance","loans":38,"url":"https://www.sbaexpress.loans/sba-express-lenders/newtek-small-business-finance/"}],"states":[{"name":"California","loans":173,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"New York","loans":164,"url":"https://www.sbaexpress.loans/new-york-small-business-loans/"},{"name":"Florida","loans":119,"url":"https://www.sbaexpress.loans/florida-small-business-loans/"},{"name":"New Jersey","loans":73,"url":"https://www.sbaexpress.loans/new-jersey-small-business-loans/"},{"name":"Texas","loans":72,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":401,"share_pct":37.3},{"size_band":"$50,001 to $150,000","loans":211,"share_pct":19.6},{"size_band":"$150,001 to $350,000","loans":192,"share_pct":17.8},{"size_band":"$350,001 to $500,000","loans":53,"share_pct":4.9},{"size_band":"$500,001 to $1,000,000","loans":106,"share_pct":9.9},{"size_band":"$1,000,001 to $2,000,000","loans":67,"share_pct":6.2},{"size_band":"Over $2,000,000","loans":46,"share_pct":4.3}]}}