{"citation":"SBA loans to engineering firms in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/engineering-services/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/engineering-services/california/","title":"SBA loans to engineering firms in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"541330","name":"Engineering Services","url":"/industries/engineering-services/"},"loans":247,"dollars_approved":136036100,"measures":{"share_of_all_loans_pct":{"state":0.635,"national":0.447,"reading":"No clear gap"},"median_loan":{"state":260000,"national":247750,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":128000,"p75":577700},"national":{"p25":100000,"p75":500000}},"startup_pct":{"state":2.0,"national":3.8,"reading":"No clear gap"},"new_pct":{"state":12.1,"national":15.3,"reading":"No clear gap"},"existing_pct":{"state":73.7,"national":68.1,"reading":"No clear gap"},"ownership_pct":{"state":9.7,"national":11.4,"reading":"No clear gap"},"express_pct":{"state":29.1,"national":44.0,"reading":"Clearly lower"},"loc_pct":{"state":22.7,"national":38.0,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["loc","express"],"top_lenders":{"U.S. Bank":30,"Newtek Bank":19,"Wells Fargo Bank":13,"BayFirst National Bank":12,"JPMorgan Chase Bank":11},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}