{"citation":"SBA loans to music, art and dance schools in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/fine-arts-schools/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/fine-arts-schools/new-york/","title":"SBA loans to music, art and dance schools in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"611610","name":"Fine Arts Schools","url":"/industries/fine-arts-schools/"},"loans":59,"dollars_approved":7249500,"measures":{"share_of_all_loans_pct":{"state":0.286,"national":0.186,"reading":"Clearly higher"},"median_loan":{"state":50000,"national":144000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":25000,"p75":167500},"national":{"p25":41850,"p75":345875}},"startup_pct":{"state":18.6,"national":26.3,"reading":"No clear gap"},"new_pct":{"state":27.1,"national":17.2,"reading":"No clear gap"},"existing_pct":{"state":50.8,"national":49.4,"reading":"No clear gap"},"ownership_pct":{"state":0.0,"national":5.7,"reading":"No clear gap"},"express_pct":{"state":59.3,"national":36.0,"reading":"Clearly higher"},"loc_pct":{"state":45.8,"national":22.6,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.08,"national":2.75}},"clear_gaps":["size","loc","express","share"],"top_lenders":{"TD Bank":14,"M&T Bank":12},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}