{"citation":"SBA loans to finish carpentry and cabinet installers in Florida. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/finish-carpentry-contractors/florida/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/finish-carpentry-contractors/florida/","title":"SBA loans to finish carpentry and cabinet installers in Florida","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"FL","name":"Florida"},"industry":{"naics":"238350","name":"Finish Carpentry Contractors","url":"/industries/finish-carpentry-contractors/"},"loans":132,"dollars_approved":66236700,"measures":{"share_of_all_loans_pct":{"state":0.535,"national":0.346,"reading":"Clearly higher"},"median_loan":{"state":115000,"national":99000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":40000,"p75":311250},"national":{"p25":30000,"p75":229650}},"startup_pct":{"state":6.1,"national":9.9,"reading":"No clear gap"},"new_pct":{"state":22.7,"national":15.6,"reading":"No clear gap"},"existing_pct":{"state":62.1,"national":67.5,"reading":"No clear gap"},"ownership_pct":{"state":7.6,"national":6.1,"reading":"No clear gap"},"express_pct":{"state":62.1,"national":63.8,"reading":"No clear gap"},"loc_pct":{"state":54.5,"national":48.7,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["mix","share"],"top_lenders":{"TD Bank":52,"JPMorgan Chase Bank":9,"Wells Fargo Bank":9,"Newtek Bank":8,"Bank of America":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}