{"citation":"SBA loans to flooring contractors in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/flooring-contractors/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/flooring-contractors/new-york/","title":"SBA loans to flooring contractors in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"238330","name":"Flooring Contractors","url":"/industries/flooring-contractors/"},"loans":82,"dollars_approved":13851400,"measures":{"share_of_all_loans_pct":{"state":0.398,"national":0.359,"reading":"No clear gap"},"median_loan":{"state":100000,"national":132200,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":200000},"national":{"p25":50000,"p75":255950}},"startup_pct":{"state":null,"national":13.8,"reading":"n/a"},"new_pct":{"state":13.4,"national":13.5,"reading":"No clear gap"},"existing_pct":{"state":78.0,"national":62.9,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":9.1,"reading":"n/a"},"express_pct":{"state":78.0,"national":52.9,"reading":"Clearly higher"},"loc_pct":{"state":52.4,"national":41.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"M&T Bank":21,"TD Bank":20,"Arrow Bank":5,"BayFirst National Bank":5,"JPMorgan Chase Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}