{"citation":"SBA loans to sit-down restaurants in Virginia. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/full-service-restaurants/virginia/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/full-service-restaurants/virginia/","title":"SBA loans to sit-down restaurants in Virginia","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"VA","name":"Virginia"},"industry":{"naics":"722511","name":"Full-Service Restaurants","url":"/industries/full-service-restaurants/"},"loans":263,"dollars_approved":133804700,"measures":{"share_of_all_loans_pct":{"state":4.625,"national":4.523,"reading":"No clear gap"},"median_loan":{"state":305000,"national":274500,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":100000,"p75":610000},"national":{"p25":84000,"p75":661100}},"startup_pct":{"state":38.0,"national":25.7,"reading":"Clearly higher"},"new_pct":{"state":14.1,"national":16.4,"reading":"No clear gap"},"existing_pct":{"state":35.0,"national":43.8,"reading":"No clear gap"},"ownership_pct":{"state":12.5,"national":13.3,"reading":"No clear gap"},"express_pct":{"state":26.6,"national":31.1,"reading":"No clear gap"},"loc_pct":{"state":12.2,"national":17.9,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["startup"],"top_lenders":{"M&T Bank":39,"The Huntington National Bank":21,"Hanmi Bank":18,"Newtek Bank":13,"Readycap Lending, LLC":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}