{"citation":"SBA loans for gas stations with convenience stores. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores-457110/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores-457110/","title":"SBA loans for gas stations with convenience stores","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); Sec. A, Ch. 1, Para. D.1 (p. 14); Sec. A, Ch. 1, Para. D.2 (p. 14); App. 17, Para. A.3 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a); 13 CFR § 121.301; 13 CFR § 120.212(c)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: Sec. B, Ch. 2, Para. B.5 (Para. B begins p. 126); 13 CFR § 120.214(d)(4)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1: Sec. A, Ch. 1, Para. D.1 (p. 14); 13 CFR § 121.301(b)(2)","url":"https://www.ecfr.gov/current/title-13/section-121.301"},{"label":"91 FR 53741 (Aug. 20, 2026)","url":"https://www.govinfo.gov/content/pkg/FR-2026-08-20/pdf/2026-17042.pdf"},{"label":"13 CFR § 121.201","url":"https://www.ecfr.gov/current/title-13/section-121.201"}],"data":{"naics":"457110","industry":"Gasoline Stations with Convenience Stores","sector":"Retail Trade","as_of":"2026-06-30","basis":"recent","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":1327,"dollars":2255141900,"median_amount":1325000,"p25_amount":590350,"p75_amount":2476450,"median_rate":9.5,"median_spread":1.75,"median_term":300,"express_share":9.7,"loc_share":8.2},"all":{"loans":2057,"dollars":3484589100,"median_amount":1330000,"p25_amount":603500,"p75_amount":2467000,"median_rate":null,"median_spread":1.5,"median_term":300,"express_share":10.2,"loc_share":8.4},"chargeoff":{"cohort_loans":322,"charged_off_loans":0,"rate_loans":0.0,"rate_dollars":0.0},"lenders":[{"name":"Celtic Bank","loans":88,"url":"https://www.sbaexpress.loans/sba-express-lenders/celtic-bank/"},{"name":"Readycap Lending, LLC","loans":76,"url":"https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/"},{"name":"Open Bank","loans":70,"url":"https://www.sbaexpress.loans/sba-express-lenders/open-bank/"},{"name":"Metro City Bank","loans":56,"url":"https://www.sbaexpress.loans/sba-express-lenders/metro-city-bank/"},{"name":"Wallis Bank","loans":49,"url":"https://www.sbaexpress.loans/sba-express-lenders/wallis-bank/"}],"states":[{"name":"Texas","loans":251,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"California","loans":225,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Washington","loans":153,"url":"https://www.sbaexpress.loans/washington-small-business-loans/"},{"name":"Georgia","loans":68,"url":"https://www.sbaexpress.loans/georgia-small-business-loans/"},{"name":"Illinois","loans":43,"url":"https://www.sbaexpress.loans/illinois-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":75,"share_pct":5.7},{"size_band":"$50,001 to $150,000","loans":83,"share_pct":6.3},{"size_band":"$150,001 to $350,000","loans":74,"share_pct":5.6},{"size_band":"$350,001 to $500,000","loans":69,"share_pct":5.2},{"size_band":"$500,001 to $1,000,000","loans":246,"share_pct":18.5},{"size_band":"$1,000,001 to $2,000,000","loans":338,"share_pct":25.5},{"size_band":"Over $2,000,000","loans":442,"share_pct":33.3}]}}