# SBA loans to gas stations with convenience stores in Illinois under the 2017 NAICS code **Short answer:** SBA's loan file shows 66 loans to gas stations with convenience stores in Illinois since October 2019. Byline Bank made 34.8% of them, well above its share nationally and across all loans in Illinois. Canonical page: https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/illinois/ Data as of: 2026-06-30 Few loans since October 2023 SBA's file shows fewer than 5 loans for gas stations with convenience stores in Illinois approved since October 2023. The figures below describe earlier lending, from October 2019 to June 2026. These are the 66 SBA 7(a) loans to [gas stations with convenience stores](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/) in [Illinois](https://www.sbaexpress.loans/illinois-small-business-loans/) approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other. ## How Illinois differs from the U.S. **What this means for you.** One lender made a large share of these loans in Illinois, so compare more than one lender before you apply. ### Lender concentration [Byline Bank](https://www.sbaexpress.loans/sba-express-lenders/byline-bank/) made 34.8% of these loans (23 of 66). It is not among the five lenders with the most loans to gas stations with convenience stores nationally. It made 4.9% of all SBA loans in Illinois. We compared 9 measures with the national figure for the same period, and this is the one that differs clearly. The table compares every measure. ## Illinois next to the U.S. **Illinois compared with all loans to gas stations with convenience stores in the U.S., October 2019 to June 2026** | Measure | Illinois | United States | Reading | | --- | --- | --- | --- | | Industry's share of all SBA loans | 0.57% | 0.44% | No clear gap | | Median loan | $957,000 | $1,146,000 | No clear gap | | Middle half of loans | $721,875 to $1,518,000 | $613,000 to $2,093,000 | – | | Startups (the loan opens the business) | 9.1% | 10.7% | No clear gap | | In business 2 years or less | 12.1% | 20.0% | No clear gap | | In business more than 2 years | 45.5% | 40.5% | No clear gap | | Change of ownership | 30.3% | 26.9% | No clear gap | | SBA Express | Fewer than 5 | 8.4% | No clear gap | | Lines of credit | Fewer than 5 | 3.7% | No clear gap | | Median term | 25 years | 25 years | – | | Median spread over Prime at approval | 2.25 points over Prime | 1.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## Who lends in Illinois The 3 lenders below made 35 of the 66 loans approved October 2019 to June 2026, or 53.0%. A lender is listed when it has 5 or more of them, five at most. **Top lenders in Illinois** | Lender | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [Byline Bank](https://www.sbaexpress.loans/sba-express-lenders/byline-bank/) | 23 | 34.8% | Not in top 5 | | [Millennium Bank](https://www.sbaexpress.loans/sba-express-lenders/millennium-bank/) | 7 | 10.6% | Not in top 5 | | [The Huntington National Bank](https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/) | 5 | 7.6% | Not in top 5 | Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry. ## Gas stations with convenience stores in other states Other states where these loans differ clearly from the national pattern, most loans first. **Gas stations with convenience stores by state** | State | Loans since October 2019 | | --- | --- | | [Texas](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/texas/) | 337 | | [California](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/california/) | 246 | | [Georgia](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/georgia/) | 142 | | [Washington](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores/washington/) | 128 | ## More industries in Illinois Other industries in Illinois with a clear difference from the national pattern, most loans first. **Other industries in Illinois** | Industry | Loans since October 2019 | | --- | --- | | [Long-haul truckload carriers](https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/illinois/) | 709 | | [Local trucking companies](https://www.sbaexpress.loans/industries/general-freight-trucking-local/illinois/) | 298 | | [Dental practices](https://www.sbaexpress.loans/industries/offices-of-dentists/illinois/) | 124 | | [Escape rooms, golf simulators, trampoline parks and other recreation venues](https://www.sbaexpress.loans/industries/all-other-amusement-recreation-industries/illinois/) | 103 | | [Gas stations with convenience stores](https://www.sbaexpress.loans/industries/gasoline-stations-with-convenience-stores-457110/illinois/) | 81 | | [CPA firms](https://www.sbaexpress.loans/industries/offices-of-certified-public-accountants/illinois/) | 63 | | [Liquor stores](https://www.sbaexpress.loans/industries/beer-wine-liquor-stores/illinois/) | 57 | | [Freight brokers and forwarders](https://www.sbaexpress.loans/industries/freight-transportation-arrangement/illinois/) | 52 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)