{"citation":"SBA loans to auto repair shops in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-automotive-repair/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-automotive-repair/massachusetts/","title":"SBA loans to auto repair shops in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"811111","name":"General Automotive Repair","url":"/industries/general-automotive-repair/"},"loans":146,"dollars_approved":42687100,"measures":{"share_of_all_loans_pct":{"state":1.696,"national":1.484,"reading":"No clear gap"},"median_loan":{"state":100000,"national":240400,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":50000,"p75":311250},"national":{"p25":55000,"p75":643250}},"startup_pct":{"state":null,"national":10.6,"reading":"n/a"},"new_pct":{"state":15.1,"national":16.3,"reading":"No clear gap"},"existing_pct":{"state":61.6,"national":55.3,"reading":"No clear gap"},"ownership_pct":{"state":17.8,"national":16.7,"reading":"No clear gap"},"express_pct":{"state":58.9,"national":35.3,"reading":"Clearly higher"},"loc_pct":{"state":32.9,"national":23.7,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["express","size"],"top_lenders":{"Eastern Bank":31,"TD Bank":16,"M&T Bank":12,"Rockland Trust Company":8,"Live Oak Banking Company":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}