{"citation":"SBA loans to auto repair shops in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-automotive-repair/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-automotive-repair/north-carolina/","title":"SBA loans to auto repair shops in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"industry":{"naics":"811111","name":"General Automotive Repair","url":"/industries/general-automotive-repair/"},"loans":121,"dollars_approved":86628900,"measures":{"share_of_all_loans_pct":{"state":1.561,"national":1.484,"reading":"No clear gap"},"median_loan":{"state":450000,"national":240400,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":1030000},"national":{"p25":55000,"p75":643250}},"startup_pct":{"state":8.3,"national":10.6,"reading":"No clear gap"},"new_pct":{"state":21.5,"national":16.3,"reading":"No clear gap"},"existing_pct":{"state":48.8,"national":55.3,"reading":"No clear gap"},"ownership_pct":{"state":20.7,"national":16.7,"reading":"No clear gap"},"express_pct":{"state":15.7,"national":35.3,"reading":"Clearly lower"},"loc_pct":{"state":14.0,"national":23.7,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.58,"national":2.5}},"clear_gaps":["express"],"top_lenders":{"Live Oak Banking Company":22,"Wells Fargo Bank":11,"TD Bank":8,"Newtek Bank":7,"The Fidelity Bank":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}