{"citation":"SBA loans to auto repair shops in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-automotive-repair/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-automotive-repair/texas/","title":"SBA loans to auto repair shops in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"811111","name":"General Automotive Repair","url":"/industries/general-automotive-repair/"},"loans":399,"dollars_approved":285643800,"measures":{"share_of_all_loans_pct":{"state":1.549,"national":1.484,"reading":"No clear gap"},"median_loan":{"state":435000,"national":240400,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":150000,"p75":985500},"national":{"p25":55000,"p75":643250}},"startup_pct":{"state":16.8,"national":10.6,"reading":"No clear gap"},"new_pct":{"state":13.0,"national":16.3,"reading":"No clear gap"},"existing_pct":{"state":48.9,"national":55.3,"reading":"No clear gap"},"ownership_pct":{"state":20.3,"national":16.7,"reading":"No clear gap"},"express_pct":{"state":15.0,"national":35.3,"reading":"Clearly lower"},"loc_pct":{"state":10.0,"national":23.7,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.5}},"clear_gaps":["express","loc","size"],"top_lenders":{"Live Oak Banking Company":29,"The Huntington National Bank":23,"PNC Bank":19,"Newtek Bank":16,"BayFirst National Bank":14},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}