{"citation":"SBA loans to local trucking companies in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-local/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-freight-trucking-local/new-jersey/","title":"SBA loans to local trucking companies in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"484110","name":"General Freight Trucking, Local","url":"/industries/general-freight-trucking-local/"},"loans":257,"dollars_approved":48572000,"measures":{"share_of_all_loans_pct":{"state":2.284,"national":1.514,"reading":"Clearly higher"},"median_loan":{"state":50000,"national":64600,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":150000},"national":{"p25":26000,"p75":200000}},"startup_pct":{"state":2.7,"national":8.1,"reading":"Clearly lower"},"new_pct":{"state":21.8,"national":24.1,"reading":"No clear gap"},"existing_pct":{"state":70.8,"national":61.3,"reading":"Clearly higher"},"ownership_pct":{"state":2.3,"national":5.0,"reading":"No clear gap"},"express_pct":{"state":74.7,"national":57.9,"reading":"Clearly higher"},"loc_pct":{"state":58.8,"national":30.5,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.75,"national":2.75}},"clear_gaps":["loc","mix","express","startup","share"],"top_lenders":{"TD Bank":121,"Santander Bank":23,"M&T Bank":15,"Wells Fargo Bank":13,"The Huntington National Bank":12},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}