{"citation":"SBA loans to local trucking companies in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-local/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-freight-trucking-local/north-carolina/","title":"SBA loans to local trucking companies in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"industry":{"naics":"484110","name":"General Freight Trucking, Local","url":"/industries/general-freight-trucking-local/"},"loans":81,"dollars_approved":34844700,"measures":{"share_of_all_loans_pct":{"state":1.045,"national":1.514,"reading":"No clear gap"},"median_loan":{"state":145000,"national":64600,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":30000,"p75":500000},"national":{"p25":26000,"p75":200000}},"startup_pct":{"state":null,"national":8.1,"reading":"n/a"},"new_pct":{"state":37.0,"national":24.1,"reading":"No clear gap"},"existing_pct":{"state":43.2,"national":61.3,"reading":"Clearly lower"},"ownership_pct":{"state":16.0,"national":5.0,"reading":"Clearly higher"},"express_pct":{"state":42.0,"national":57.9,"reading":"No clear gap"},"loc_pct":{"state":29.6,"national":30.5,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["ownership"],"top_lenders":{"Wells Fargo Bank":19,"First Community Bank":7,"Celtic Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}