{"citation":"SBA loans to local trucking companies in Utah. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-local/utah/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-freight-trucking-local/utah/","title":"SBA loans to local trucking companies in Utah","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"UT","name":"Utah"},"industry":{"naics":"484110","name":"General Freight Trucking, Local","url":"/industries/general-freight-trucking-local/"},"loans":69,"dollars_approved":24553600,"measures":{"share_of_all_loans_pct":{"state":1.172,"national":1.514,"reading":"No clear gap"},"median_loan":{"state":135000,"national":64600,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":459400},"national":{"p25":26000,"p75":200000}},"startup_pct":{"state":null,"national":8.1,"reading":"n/a"},"new_pct":{"state":37.7,"national":24.1,"reading":"No clear gap"},"existing_pct":{"state":49.3,"national":61.3,"reading":"No clear gap"},"ownership_pct":{"state":7.2,"national":5.0,"reading":"No clear gap"},"express_pct":{"state":31.9,"national":57.9,"reading":"Clearly lower"},"loc_pct":{"state":20.3,"national":30.5,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"Zions Bank":13,"Celtic Bank":6,"Mountain America Credit Union":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}