{"citation":"SBA loans to long-haul truckload carriers in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/california/","title":"SBA loans to long-haul truckload carriers in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"484121","name":"General Freight Trucking, Long-Distance, Truckload","url":"/industries/general-freight-trucking-long-distance-truckload/"},"loans":475,"dollars_approved":234887800,"measures":{"share_of_all_loans_pct":{"state":1.222,"national":1.804,"reading":"No clear gap"},"median_loan":{"state":150000,"national":67700,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":50000,"p75":495000},"national":{"p25":29925,"p75":150000}},"startup_pct":{"state":null,"national":4.7,"reading":"n/a"},"new_pct":{"state":25.1,"national":18.9,"reading":"No clear gap"},"existing_pct":{"state":70.5,"national":73.9,"reading":"No clear gap"},"ownership_pct":{"state":1.9,"national":1.3,"reading":"No clear gap"},"express_pct":{"state":40.4,"national":60.1,"reading":"Clearly lower"},"loc_pct":{"state":19.8,"national":28.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["express","size"],"top_lenders":{"U.S. Bank":94,"Lendistry SBLC, LLC":65,"Wells Fargo Bank":50,"JPMorgan Chase Bank":29,"Northeast Bank":26},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}