{"citation":"SBA loans to long-haul truckload carriers in Missouri. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/missouri/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/missouri/","title":"SBA loans to long-haul truckload carriers in Missouri","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MO","name":"Missouri"},"industry":{"naics":"484121","name":"General Freight Trucking, Long-Distance, Truckload","url":"/industries/general-freight-trucking-long-distance-truckload/"},"loans":71,"dollars_approved":29885600,"measures":{"share_of_all_loans_pct":{"state":1.22,"national":1.804,"reading":"No clear gap"},"median_loan":{"state":128000,"national":67700,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":52450,"p75":312500},"national":{"p25":29925,"p75":150000}},"startup_pct":{"state":8.5,"national":4.7,"reading":"No clear gap"},"new_pct":{"state":21.1,"national":18.9,"reading":"No clear gap"},"existing_pct":{"state":66.2,"national":73.9,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":1.3,"reading":"n/a"},"express_pct":{"state":38.0,"national":60.1,"reading":"Clearly lower"},"loc_pct":{"state":8.5,"national":28.2,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["loc","express","size"],"top_lenders":{"Commerce Bank":7,"UMB Bank":7,"OakStar Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}