{"citation":"SBA loans to long-haul truckload carriers in New Jersey. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/new-jersey/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/new-jersey/","title":"SBA loans to long-haul truckload carriers in New Jersey","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NJ","name":"New Jersey"},"industry":{"naics":"484121","name":"General Freight Trucking, Long-Distance, Truckload","url":"/industries/general-freight-trucking-long-distance-truckload/"},"loans":149,"dollars_approved":20633600,"measures":{"share_of_all_loans_pct":{"state":1.324,"national":1.804,"reading":"No clear gap"},"median_loan":{"state":48000,"national":67700,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":25000,"p75":100000},"national":{"p25":29925,"p75":150000}},"startup_pct":{"state":3.4,"national":4.7,"reading":"No clear gap"},"new_pct":{"state":31.5,"national":18.9,"reading":"Clearly higher"},"existing_pct":{"state":61.1,"national":73.9,"reading":"Clearly lower"},"ownership_pct":{"state":null,"national":1.3,"reading":"n/a"},"express_pct":{"state":78.5,"national":60.1,"reading":"Clearly higher"},"loc_pct":{"state":59.1,"national":28.2,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":4.5,"national":2.5}},"clear_gaps":["loc","express","new","mix"],"top_lenders":{"TD Bank":57,"M&T Bank":18,"Wells Fargo Bank":17,"Northeast Bank":10,"Santander Bank":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}