{"citation":"SBA loans to long-haul truckload carriers in Utah. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/utah/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/general-freight-trucking-long-distance-truckload/utah/","title":"SBA loans to long-haul truckload carriers in Utah","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"UT","name":"Utah"},"industry":{"naics":"484121","name":"General Freight Trucking, Long-Distance, Truckload","url":"/industries/general-freight-trucking-long-distance-truckload/"},"loans":66,"dollars_approved":17146700,"measures":{"share_of_all_loans_pct":{"state":1.121,"national":1.804,"reading":"Clearly lower"},"median_loan":{"state":86350,"national":67700,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":274625},"national":{"p25":29925,"p75":150000}},"startup_pct":{"state":12.1,"national":4.7,"reading":"No clear gap"},"new_pct":{"state":33.3,"national":18.9,"reading":"No clear gap"},"existing_pct":{"state":51.5,"national":73.9,"reading":"Clearly lower"},"ownership_pct":{"state":null,"national":1.3,"reading":"n/a"},"express_pct":{"state":43.9,"national":60.1,"reading":"No clear gap"},"loc_pct":{"state":30.3,"national":28.2,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["existing","share"],"top_lenders":{"Mountain America Credit Union":10,"Central Bank":6,"Zions Bank":6,"Cache Valley Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}