{"citation":"SBA loans to hardware stores in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/hardware-retailers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/hardware-retailers/california/","title":"SBA loans to hardware stores in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"444140","name":"Hardware Retailers","url":"/industries/hardware-retailers/"},"loans":51,"dollars_approved":61701500,"measures":{"share_of_all_loans_pct":{"state":0.131,"national":0.136,"reading":"No clear gap"},"median_loan":{"state":615000,"national":400000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":335000,"p75":1638150},"national":{"p25":111500,"p75":1000000}},"startup_pct":{"state":23.5,"national":20.0,"reading":"No clear gap"},"new_pct":{"state":13.7,"national":14.6,"reading":"No clear gap"},"existing_pct":{"state":43.1,"national":37.0,"reading":"No clear gap"},"ownership_pct":{"state":19.6,"national":28.3,"reading":"No clear gap"},"express_pct":{"state":11.8,"national":28.0,"reading":"No clear gap"},"loc_pct":{"state":11.8,"national":22.6,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":1.75,"national":2.0}},"clear_gaps":["mix"],"top_lenders":{"Live Oak Banking Company":20},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}