{"citation":"SBA loans to home health and home care agencies in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/home-health-care-services/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/home-health-care-services/massachusetts/","title":"SBA loans to home health and home care agencies in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"621610","name":"Home Health Care Services","url":"/industries/home-health-care-services/"},"loans":96,"dollars_approved":52415000,"measures":{"share_of_all_loans_pct":{"state":1.116,"national":0.88,"reading":"No clear gap"},"median_loan":{"state":169000,"national":200000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":96725,"p75":500000},"national":{"p25":90000,"p75":500000}},"startup_pct":{"state":8.3,"national":17.2,"reading":"No clear gap"},"new_pct":{"state":11.5,"national":14.5,"reading":"No clear gap"},"existing_pct":{"state":54.2,"national":50.0,"reading":"No clear gap"},"ownership_pct":{"state":25.0,"national":17.2,"reading":"No clear gap"},"express_pct":{"state":53.1,"national":34.3,"reading":"Clearly higher"},"loc_pct":{"state":42.7,"national":29.6,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"Live Oak Banking Company":20,"Eastern Bank":13,"Associated Bank":7,"Salem Five Cents Savings Bank":7,"Beacon Bank and Trust":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}