{"citation":"SBA loans for industrial supply distributors. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/industrial-supplies-merchant-wholesalers/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/industrial-supplies-merchant-wholesalers/","title":"SBA loans for industrial supply distributors","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); App. 17, Para. B.3 (Para. B begins p. 391); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); Sec. A, Ch. 1, Para. D.1 (p. 14); Sec. A, Ch. 1, Para. D.2 (p. 14); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a); 13 CFR § 121.301","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(3)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1: Sec. A, Ch. 1, Para. D.1 (p. 14); 13 CFR § 121.301(b)(2)","url":"https://www.ecfr.gov/current/title-13/section-121.301"},{"label":"91 FR 53741 (Aug. 20, 2026)","url":"https://www.govinfo.gov/content/pkg/FR-2026-08-20/pdf/2026-17042.pdf"},{"label":"13 CFR § 121.201","url":"https://www.ecfr.gov/current/title-13/section-121.201"}],"data":{"naics":"423840","industry":"Industrial Supplies Merchant Wholesalers","sector":"Wholesale Trade","as_of":"2026-06-30","basis":"recent","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":139,"dollars":102284700,"median_amount":300000,"p25_amount":130000,"p75_amount":867000,"median_rate":10.5,"median_spread":2.75,"median_term":120,"express_share":38.8,"loc_share":36.7},"all":{"loans":298,"dollars":210788000,"median_amount":340650,"p25_amount":121250,"p75_amount":925500,"median_rate":null,"median_spread":2.5,"median_term":120,"express_share":39.3,"loc_share":34.6},"chargeoff":{"cohort_loans":107,"charged_off_loans":null,"rate_loans":null,"rate_dollars":null},"lenders":[{"name":"The Huntington National Bank","loans":20,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"JPMorgan Chase Bank","loans":9,"url":"https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/"},{"name":"BayFirst National Bank","loans":8,"url":"https://www.sbaexpress.loans/sba-express-lenders/bayfirst-national-bank/"},{"name":"Lendistry SBLC, LLC","loans":7,"url":"https://www.sbaexpress.loans/sba-express-lenders/lendistry-sblc-llc/"},{"name":"Newtek Bank","loans":7,"url":"https://www.sbaexpress.loans/sba-express-lenders/newtek-bank/"}],"states":[{"name":"California","loans":24,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Texas","loans":15,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"Ohio","loans":10,"url":"https://www.sbaexpress.loans/ohio-small-business-loans/"},{"name":"Florida","loans":8,"url":"https://www.sbaexpress.loans/florida-small-business-loans/"},{"name":"Illinois","loans":8,"url":"https://www.sbaexpress.loans/illinois-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":17,"share_pct":12.2},{"size_band":"$50,001 to $150,000","loans":37,"share_pct":26.6},{"size_band":"$150,001 to $350,000","loans":27,"share_pct":19.4},{"size_band":"$350,001 to $500,000","loans":14,"share_pct":10.1},{"size_band":"$500,001 to $1,000,000","loans":12,"share_pct":8.6},{"size_band":"$1,000,001 to $2,000,000","loans":16,"share_pct":11.5},{"size_band":"Over $2,000,000","loans":16,"share_pct":11.5}]}}