{"citation":"SBA loans to insurance agencies and brokerages in Ohio. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/insurance-agencies-brokerages/ohio/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/insurance-agencies-brokerages/ohio/","title":"SBA loans to insurance agencies and brokerages in Ohio","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"OH","name":"Ohio"},"industry":{"naics":"524210","name":"Insurance Agencies and Brokerages","url":"/industries/insurance-agencies-brokerages/"},"loans":178,"dollars_approved":55247100,"measures":{"share_of_all_loans_pct":{"state":0.92,"national":1.218,"reading":"No clear gap"},"median_loan":{"state":140000,"national":230000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":50000,"p75":336375},"national":{"p25":93000,"p75":553300}},"startup_pct":{"state":8.4,"national":6.3,"reading":"No clear gap"},"new_pct":{"state":11.2,"national":13.2,"reading":"No clear gap"},"existing_pct":{"state":73.6,"national":63.5,"reading":"No clear gap"},"ownership_pct":{"state":5.6,"national":16.1,"reading":"Clearly lower"},"express_pct":{"state":48.3,"national":27.8,"reading":"Clearly higher"},"loc_pct":{"state":37.1,"national":19.1,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.75}},"clear_gaps":["express","loc","ownership","size"],"top_lenders":{"The Huntington National Bank":80,"Live Oak Banking Company":16,"U.S. Bank":10,"KeyBank":7,"Readycap Lending, LLC":7},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}