{"citation":"SBA loans to janitorial and commercial cleaning companies in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/janitorial-services/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/janitorial-services/massachusetts/","title":"SBA loans to janitorial and commercial cleaning companies in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"561720","name":"Janitorial Services","url":"/industries/janitorial-services/"},"loans":102,"dollars_approved":20525700,"measures":{"share_of_all_loans_pct":{"state":1.185,"national":0.848,"reading":"No clear gap"},"median_loan":{"state":95450,"national":146000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":40275,"p75":175950},"national":{"p25":50000,"p75":275000}},"startup_pct":{"state":7.8,"national":18.0,"reading":"No clear gap"},"new_pct":{"state":17.6,"national":16.1,"reading":"No clear gap"},"existing_pct":{"state":63.7,"national":53.2,"reading":"No clear gap"},"ownership_pct":{"state":10.8,"national":11.6,"reading":"No clear gap"},"express_pct":{"state":71.6,"national":41.3,"reading":"Clearly higher"},"loc_pct":{"state":37.3,"national":31.1,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","mix"],"top_lenders":{"Eastern Bank":41,"TD Bank":13,"Salem Five Cents Savings Bank":9,"M&T Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}