# SBA loans to landscaping and lawn care companies in Vermont **Short answer:** SBA's loan file shows 50 loans to landscaping and lawn care companies in Vermont since October 2019. 84.0% went through SBA Express, against 52.1% nationally. The median loan was $34,550, less than half the national median of $100,000. Canonical page: https://www.sbaexpress.loans/industries/landscaping-services/vermont/ Data as of: 2026-06-30 These are the 50 SBA 7(a) loans to [landscaping and lawn care companies](https://www.sbaexpress.loans/industries/landscaping-services/) in [Vermont](https://www.sbaexpress.loans/vermont-small-business-loans/) approved October 2019 to June 2026. Each figure is set against the national figure for the same industry and period. State is where the business is, not where the lender is based. The file lists loans SBA approved, so it shows what lenders have done and not what any lender will do for you. Every state page for this industry uses this same period, so the pages can be compared with each other. ## How Vermont differs from the U.S. **What this means for you.** SBA Express was a more common route for these loans here, so ask lenders about it if your loan is small enough to qualify. ### SBA Express 84.0% of the loans in Vermont went through SBA Express, against 52.1% nationally. SBA Express, share of loans, Oct 2019 to Jun 2026 - Vermont: 84.0% - United States: 52.1% ### Loan size The median loan was $34,550 in Vermont, less than half the national median of $100,000. The middle half of loans in Vermont ran from $20,000 to $74,000. Nationally the middle half ran from $40,000 to $301,900. Median loan, Oct 2019 to Jun 2026 - Vermont: $34,550 - United States: $100,000 ### How common it is Landscaping and lawn care companies made up 5.1% of the SBA loans approved in Vermont since October 2019, against 1.7% of loans nationwide. Its share here is 3 times its national share. Share of all SBA loans, Oct 2019 to Jun 2026 - Vermont: 5.1% - United States: 1.7% We compared 8 measures with the national figure for the same period, and these are the 3 that differ clearly. The table compares every measure. ## Vermont next to the U.S. **Vermont compared with all loans to landscaping and lawn care companies in the U.S., October 2019 to June 2026** | Measure | Vermont | United States | Reading | | --- | --- | --- | --- | | Industry's share of all SBA loans | 5.1% | 1.7% | Clearly higher | | Median loan | $34,550 | $100,000 | Clearly lower | | Middle half of loans | $20,000 to $74,000 | $40,000 to $301,900 | – | | Startups (the loan opens the business) | 14.0% | 10.3% | No clear gap | | In business 2 years or less | 20.0% | 18.4% | No clear gap | | In business more than 2 years | 62.0% | 59.1% | No clear gap | | Change of ownership | Fewer than 5 | 10.9% | n/a | | SBA Express | 84.0% | 52.1% | Clearly higher | | Lines of credit | 48.0% | 35.5% | No clear gap | | Median term | 7 years | 10 years | – | | Median spread over Prime at approval | 3 points over Prime | 2.75 points over Prime | – | Clearly higher and clearly lower mark a gap large enough to matter and unlikely to be chance for this many loans. Spread over Prime is the rate at approval minus Prime that day, so it is not today's rate. Rows with a dash are shown for reference. ## Who lends in Vermont The 4 lenders below made 32 of the 50 loans approved October 2019 to June 2026, or 64.0%. A lender is listed when it has 5 or more of them, five at most. **Top lenders in Vermont** | Lender | Loans | Share here | U.S. share | | --- | --- | --- | --- | | [TD Bank](https://www.sbaexpress.loans/sba-express-lenders/td-bank/) | 11 | 22.0% | 7.4% | | [M&T Bank](https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/) | 9 | 18.0% | 5.0% | | [Community National Bank](https://www.sbaexpress.loans/sba-express-lenders/community-national-bank/) | 7 | 14.0% | Not in top 5 | | [North Country](https://www.sbaexpress.loans/sba-express-lenders/north-country/) | 5 | 10.0% | Not in top 5 | Share here is the lender's share of the loans in this state. U.S. share is its share of all loans to this industry nationally. Not in top 5 means it is not one of the five lenders with the most loans to the industry. ## Landscaping and lawn care companies in other states Other states where these loans differ clearly from the national pattern, most loans first. **Landscaping and lawn care companies by state** | State | Loans since October 2019 | | --- | --- | | [Ohio](https://www.sbaexpress.loans/industries/landscaping-services/ohio/) | 502 | | [Florida](https://www.sbaexpress.loans/industries/landscaping-services/florida/) | 413 | | [Massachusetts](https://www.sbaexpress.loans/industries/landscaping-services/massachusetts/) | 308 | | [Texas](https://www.sbaexpress.loans/industries/landscaping-services/texas/) | 295 | | [New York](https://www.sbaexpress.loans/industries/landscaping-services/new-york/) | 277 | | [California](https://www.sbaexpress.loans/industries/landscaping-services/california/) | 244 | | [New Jersey](https://www.sbaexpress.loans/industries/landscaping-services/new-jersey/) | 219 | | [Minnesota](https://www.sbaexpress.loans/industries/landscaping-services/minnesota/) | 211 | How to read this Counts come from SBA's 7(a) loan-level data release, as of June 30, 2026. The file lists loans SBA approved. It does not list declined applications, so it cannot show approval odds. We do not publish any figure built on fewer than 5 loans. Industry is the NAICS code recorded on each loan. Location is the borrower's address in the file. Loans are those approved October 1, 2019 to June 30, 2026. SBA's fiscal year runs October 1 to September 30. Each figure is set against the national figure for the same period. A gap is called clear when it is large enough to matter and unlikely to be chance for this many loans. A comparison with no clear gap in the loans is not published. Express counts SBA Express and Export Express loans. Lines of credit are loans SBA's file flags as revolving. [How we build these pages](https://www.sbaexpress.loans/method/). ## Sources - [SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026](https://data.sba.gov/dataset/7a-504-foia)