{"citation":"SBA loans to commercial building owners that house an operating business in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/lessors-of-nonresidential-buildings/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/lessors-of-nonresidential-buildings/california/","title":"SBA loans to commercial building owners that house an operating business in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"531120","name":"Lessors of Nonresidential Buildings (except Miniwarehouses)","url":"/industries/lessors-of-nonresidential-buildings/"},"loans":115,"dollars_approved":167127800,"measures":{"share_of_all_loans_pct":{"state":0.296,"national":0.231,"reading":"No clear gap"},"median_loan":{"state":1154500,"national":660000,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":643500,"p75":1990400},"national":{"p25":319000,"p75":1317000}},"startup_pct":{"state":7.0,"national":22.7,"reading":"Clearly lower"},"new_pct":{"state":34.8,"national":34.7,"reading":"No clear gap"},"existing_pct":{"state":55.7,"national":34.9,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":6.1,"reading":"n/a"},"express_pct":{"state":null,"national":16.7,"reading":"Clearly lower"},"loc_pct":{"state":0.0,"national":3.1,"reading":"No clear gap"},"median_term_months":{"state":300,"national":300},"median_spread_over_prime_points":{"state":1.62,"national":1.75}},"clear_gaps":["express","existing","size"],"top_lenders":{"Wells Fargo Bank":24,"Harvest Small Business Finance, LLC":19,"U.S. Bank":10,"Enterprise Bank & Trust":7,"East West Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}