{"citation":"SBA loans for commercial building owners that house an operating business. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/lessors-of-nonresidential-buildings/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/lessors-of-nonresidential-buildings/","title":"SBA loans for commercial building owners that house an operating business","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); Sec. A, Ch. 1, Para. D.1 (p. 14); Sec. A, Ch. 1, Para. D.2 (p. 14); App. 17, Para. A.3 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a); 13 CFR § 121.301; 13 CFR § 120.212(c)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: Sec. A, Ch. 1, Para. E (p. 18); 13 CFR § 120.110","url":"https://www.ecfr.gov/current/title-13/section-120.110"},{"label":"SOP 50 10 8.1: Sec. B, Ch. 2, Para. B.5 (Para. B begins p. 126); 13 CFR § 120.214(d)(4)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1: Sec. A, Ch. 1, Para. D.1 (p. 14); 13 CFR § 121.301(b)(2)","url":"https://www.ecfr.gov/current/title-13/section-121.301"},{"label":"91 FR 53741 (Aug. 20, 2026)","url":"https://www.govinfo.gov/content/pkg/FR-2026-08-20/pdf/2026-17042.pdf"},{"label":"13 CFR § 121.201","url":"https://www.ecfr.gov/current/title-13/section-121.201"}],"data":{"naics":"531120","industry":"Lessors of Nonresidential Buildings (except Miniwarehouses)","sector":"Real Estate and Rental and Leasing","as_of":"2026-06-30","basis":"recent","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":46,"dollars":38802300,"median_amount":362500,"p25_amount":158750,"p75_amount":1165000,"median_rate":8.88,"median_spread":2.25,"median_term":240,"express_share":50.0,"loc_share":19.6},"all":{"loans":783,"dollars":787024500,"median_amount":660000,"p25_amount":319000,"p75_amount":1317000,"median_rate":null,"median_spread":1.75,"median_term":300,"express_share":16.7,"loc_share":3.1},"chargeoff":{"cohort_loans":581,"charged_off_loans":null,"rate_loans":null,"rate_dollars":null},"lenders":[{"name":"Wells Fargo Bank","loans":69,"url":"https://www.sbaexpress.loans/sba-express-lenders/wells-fargo-bank/"},{"name":"Harvest Small Business Finance, LLC","loans":40,"url":"https://www.sbaexpress.loans/sba-express-lenders/harvest-small-business-finance-llc/"},{"name":"The Bancorp Bank","loans":26,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-bancorp-bank/"},{"name":"The Huntington National Bank","loans":22,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"M&T Bank","loans":18,"url":"https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/"}],"states":[{"name":"California","loans":115,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Texas","loans":67,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"Minnesota","loans":36,"url":"https://www.sbaexpress.loans/minnesota-small-business-loans/"},{"name":"Colorado","loans":35,"url":"https://www.sbaexpress.loans/colorado-small-business-loans/"},{"name":"Ohio","loans":31,"url":"https://www.sbaexpress.loans/ohio-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":7,"share_pct":15.2},{"size_band":"$50,001 to $150,000","loans":5,"share_pct":10.9},{"size_band":"$150,001 to $350,000","loans":11,"share_pct":23.9},{"size_band":"$350,001 to $500,000","loans":6,"share_pct":13.0},{"size_band":"$500,001 to $1,000,000","loans":5,"share_pct":10.9},{"size_band":"$1,000,001 to $2,000,000","loans":6,"share_pct":13.0},{"size_band":"Over $2,000,000","loans":6,"share_pct":13.0}]}}