{"citation":"SBA loans to fast-food, pizza and counter-service restaurants in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/limited-service-restaurants/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/limited-service-restaurants/texas/","title":"SBA loans to fast-food, pizza and counter-service restaurants in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"722513","name":"Limited-Service Restaurants","url":"/industries/limited-service-restaurants/"},"loans":943,"dollars_approved":564467200,"measures":{"share_of_all_loans_pct":{"state":3.66,"national":3.337,"reading":"No clear gap"},"median_loan":{"state":417000,"national":329000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":249500,"p75":689050},"national":{"p25":113250,"p75":575000}},"startup_pct":{"state":54.2,"national":39.5,"reading":"Clearly higher"},"new_pct":{"state":16.2,"national":15.4,"reading":"No clear gap"},"existing_pct":{"state":18.6,"national":30.3,"reading":"Clearly lower"},"ownership_pct":{"state":10.6,"national":14.0,"reading":"No clear gap"},"express_pct":{"state":12.6,"national":23.3,"reading":"Clearly lower"},"loc_pct":{"state":7.8,"national":13.6,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.5}},"clear_gaps":["startup","express"],"top_lenders":{"The Huntington National Bank":131,"Live Oak Banking Company":31,"Gulf Coast Bank and Trust Company":27,"Newtek Bank":27,"Stellar Bank":27},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}