{"citation":"SBA loans to masonry contractors in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/masonry-contractors/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/masonry-contractors/new-york/","title":"SBA loans to masonry contractors in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"238140","name":"Masonry Contractors","url":"/industries/masonry-contractors/"},"loans":67,"dollars_approved":14745300,"measures":{"share_of_all_loans_pct":{"state":0.325,"national":0.171,"reading":"Clearly higher"},"median_loan":{"state":100000,"national":100000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":207500},"national":{"p25":40000,"p75":245000}},"startup_pct":{"state":0.0,"national":1.7,"reading":"No clear gap"},"new_pct":{"state":null,"national":13.1,"reading":"n/a"},"existing_pct":{"state":94.0,"national":76.7,"reading":"Clearly higher"},"ownership_pct":{"state":0.0,"national":6.9,"reading":"No clear gap"},"express_pct":{"state":89.6,"national":72.5,"reading":"Clearly higher"},"loc_pct":{"state":71.6,"national":57.5,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.05,"national":2.75}},"clear_gaps":["existing","express","share"],"top_lenders":{"TD Bank":20,"JPMorgan Chase Bank":16,"M&T Bank":10},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}