{"citation":"SBA loans to clinical and diagnostic laboratories in Puerto Rico. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/medical-laboratories/puerto-rico/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/medical-laboratories/puerto-rico/","title":"SBA loans to clinical and diagnostic laboratories in Puerto Rico","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"PR","name":"Puerto Rico"},"industry":{"naics":"621511","name":"Medical Laboratories","url":"/industries/medical-laboratories/"},"loans":60,"dollars_approved":6571600,"measures":{"share_of_all_loans_pct":{"state":2.052,"national":0.081,"reading":"Clearly higher"},"median_loan":{"state":76800,"national":208300,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":40000,"p75":146225},"national":{"p25":100000,"p75":468750}},"startup_pct":{"state":25.0,"national":23.7,"reading":"No clear gap"},"new_pct":{"state":23.3,"national":19.0,"reading":"No clear gap"},"existing_pct":{"state":48.3,"national":47.8,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":8.0,"reading":"n/a"},"express_pct":{"state":78.3,"national":36.9,"reading":"Clearly higher"},"loc_pct":{"state":31.7,"national":23.4,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.25,"national":2.75}},"clear_gaps":["express","size","share"],"top_lenders":{"Banco Popular de Puerto Rico":36,"Oriental Bank":15,"FirstBank Puerto Rico":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}