{"citation":"SBA loans to nail salons in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/nail-salons/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/nail-salons/new-york/","title":"SBA loans to nail salons in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"812113","name":"Nail Salons","url":"/industries/nail-salons/"},"loans":109,"dollars_approved":19823400,"measures":{"share_of_all_loans_pct":{"state":0.529,"national":0.418,"reading":"No clear gap"},"median_loan":{"state":90000,"national":130000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":150000},"national":{"p25":50000,"p75":286750}},"startup_pct":{"state":7.3,"national":12.7,"reading":"No clear gap"},"new_pct":{"state":12.8,"national":18.8,"reading":"No clear gap"},"existing_pct":{"state":67.0,"national":59.9,"reading":"No clear gap"},"ownership_pct":{"state":11.9,"national":7.3,"reading":"No clear gap"},"express_pct":{"state":62.4,"national":39.5,"reading":"Clearly higher"},"loc_pct":{"state":38.5,"national":21.9,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express","loc"],"top_lenders":{"TD Bank":24,"Bank of Hope":16,"M&T Bank":13,"JPMorgan Chase Bank":12,"New Millennium Bank":11},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}