{"citation":"SBA loans to acupuncture, medical spa and wellness practices in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/offices-of-all-other-miscellaneous-health-practitioners/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/offices-of-all-other-miscellaneous-health-practitioners/massachusetts/","title":"SBA loans to acupuncture, medical spa and wellness practices in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"621399","name":"Offices of All Other Miscellaneous Health Practitioners","url":"/industries/offices-of-all-other-miscellaneous-health-practitioners/"},"loans":71,"dollars_approved":14204400,"measures":{"share_of_all_loans_pct":{"state":0.825,"national":0.708,"reading":"No clear gap"},"median_loan":{"state":91000,"national":150000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50000,"p75":235000},"national":{"p25":50000,"p75":414000}},"startup_pct":{"state":15.5,"national":23.7,"reading":"No clear gap"},"new_pct":{"state":14.1,"national":17.4,"reading":"No clear gap"},"existing_pct":{"state":69.0,"national":53.8,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":4.2,"reading":"n/a"},"express_pct":{"state":54.9,"national":34.1,"reading":"Clearly higher"},"loc_pct":{"state":28.2,"national":23.0,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.12,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"Eastern Bank":18,"Readycap Lending, LLC":5,"Salem Five Cents Savings Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}