{"citation":"SBA loans to CPA firms in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/offices-of-certified-public-accountants/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/offices-of-certified-public-accountants/california/","title":"SBA loans to CPA firms in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"541211","name":"Offices of Certified Public Accountants","url":"/industries/offices-of-certified-public-accountants/"},"loans":287,"dollars_approved":181488800,"measures":{"share_of_all_loans_pct":{"state":0.738,"national":0.6,"reading":"No clear gap"},"median_loan":{"state":350000,"national":270000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":145000,"p75":873950},"national":{"p25":100000,"p75":600000}},"startup_pct":{"state":2.1,"national":4.4,"reading":"No clear gap"},"new_pct":{"state":17.1,"national":15.0,"reading":"No clear gap"},"existing_pct":{"state":63.4,"national":55.2,"reading":"No clear gap"},"ownership_pct":{"state":17.4,"national":24.4,"reading":"No clear gap"},"express_pct":{"state":23.0,"national":33.2,"reading":"Clearly lower"},"loc_pct":{"state":14.3,"national":25.1,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.25}},"clear_gaps":["loc","express"],"top_lenders":{"U.S. Bank":56,"Live Oak Banking Company":29,"BMO Bank":18,"Bank of America":14,"Wells Fargo Bank":12},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}