{"citation":"SBA loans to CPA firms in North Carolina. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/offices-of-certified-public-accountants/north-carolina/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/offices-of-certified-public-accountants/north-carolina/","title":"SBA loans to CPA firms in North Carolina","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NC","name":"North Carolina"},"industry":{"naics":"541211","name":"Offices of Certified Public Accountants","url":"/industries/offices-of-certified-public-accountants/"},"loans":58,"dollars_approved":28465200,"measures":{"share_of_all_loans_pct":{"state":0.748,"national":0.6,"reading":"No clear gap"},"median_loan":{"state":350000,"national":270000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":566900},"national":{"p25":100000,"p75":600000}},"startup_pct":{"state":null,"national":4.4,"reading":"n/a"},"new_pct":{"state":10.3,"national":15.0,"reading":"No clear gap"},"existing_pct":{"state":34.5,"national":55.2,"reading":"Clearly lower"},"ownership_pct":{"state":53.4,"national":24.4,"reading":"Clearly higher"},"express_pct":{"state":19.0,"national":33.2,"reading":"No clear gap"},"loc_pct":{"state":15.5,"national":25.1,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.38,"national":2.25}},"clear_gaps":["ownership","mix"],"top_lenders":{"Live Oak Banking Company":18},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}