{"citation":"SBA loans to counseling, therapy and behavioral health practices in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/offices-of-mental-health-practitioners/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/offices-of-mental-health-practitioners/massachusetts/","title":"SBA loans to counseling, therapy and behavioral health practices in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"621330","name":"Offices of Mental Health Practitioners (except Physicians)","url":"/industries/offices-of-mental-health-practitioners/"},"loans":68,"dollars_approved":13177100,"measures":{"share_of_all_loans_pct":{"state":0.79,"national":0.613,"reading":"No clear gap"},"median_loan":{"state":100000,"national":126300,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":31125,"p75":250000},"national":{"p25":50000,"p75":300000}},"startup_pct":{"state":8.8,"national":12.1,"reading":"No clear gap"},"new_pct":{"state":17.6,"national":17.5,"reading":"No clear gap"},"existing_pct":{"state":70.6,"national":67.0,"reading":"No clear gap"},"ownership_pct":{"state":null,"national":2.5,"reading":"n/a"},"express_pct":{"state":60.3,"national":38.9,"reading":"Clearly higher"},"loc_pct":{"state":45.6,"national":28.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"Eastern Bank":18,"TD Bank":12,"Salem Five Cents Savings Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}