{"citation":"SBA loans to physical therapy, speech therapy and audiology practices in Texas. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/offices-of-physical-occupational-speech-therapists-audiologists/texas/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/offices-of-physical-occupational-speech-therapists-audiologists/texas/","title":"SBA loans to physical therapy, speech therapy and audiology practices in Texas","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"TX","name":"Texas"},"industry":{"naics":"621340","name":"Offices of Physical, Occupational and Speech Therapists, and Audiologists","url":"/industries/offices-of-physical-occupational-speech-therapists-audiologists/"},"loans":173,"dollars_approved":74320700,"measures":{"share_of_all_loans_pct":{"state":0.671,"national":0.563,"reading":"No clear gap"},"median_loan":{"state":246000,"national":150000,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":100000,"p75":430000},"national":{"p25":50000,"p75":350000}},"startup_pct":{"state":40.5,"national":22.2,"reading":"Clearly higher"},"new_pct":{"state":12.1,"national":14.8,"reading":"No clear gap"},"existing_pct":{"state":43.4,"national":56.0,"reading":"Clearly lower"},"ownership_pct":{"state":3.5,"national":6.1,"reading":"No clear gap"},"express_pct":{"state":17.9,"national":40.4,"reading":"Clearly lower"},"loc_pct":{"state":13.3,"national":28.8,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.5,"national":2.75}},"clear_gaps":["express","startup","loc","size"],"top_lenders":{"The Huntington National Bank":25,"Frost Bank":8,"Live Oak Banking Company":8,"PNC Bank":7,"First Bank of the Lake":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}