{"citation":"SBA loans to bookkeeping and outsourced accounting firms in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-accounting-services/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-accounting-services/california/","title":"SBA loans to bookkeeping and outsourced accounting firms in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"541219","name":"Other Accounting Services","url":"/industries/other-accounting-services/"},"loans":238,"dollars_approved":103628100,"measures":{"share_of_all_loans_pct":{"state":0.612,"national":0.485,"reading":"No clear gap"},"median_loan":{"state":192000,"national":115000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":50250,"p75":448125},"national":{"p25":48000,"p75":350000}},"startup_pct":{"state":null,"national":3.7,"reading":"n/a"},"new_pct":{"state":14.3,"national":15.9,"reading":"No clear gap"},"existing_pct":{"state":69.3,"national":67.5,"reading":"No clear gap"},"ownership_pct":{"state":15.1,"national":12.1,"reading":"No clear gap"},"express_pct":{"state":23.5,"national":36.7,"reading":"Clearly lower"},"loc_pct":{"state":18.5,"national":27.8,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express","loc"],"top_lenders":{"Live Oak Banking Company":31,"U.S. Bank":21,"Readycap Lending, LLC":20,"Lendistry SBLC, LLC":15,"Wells Fargo Bank":14},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}