{"citation":"SBA loans for closet, shutter and other interior finishing contractors. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-building-finishing-contractors/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-building-finishing-contractors/","title":"SBA loans for closet, shutter and other interior finishing contractors","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); App. 17, Para. B.3 (Para. B begins p. 391); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); Sec. A, Ch. 1, Para. D.1 (p. 14); Sec. A, Ch. 1, Para. D.2 (p. 14); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a); 13 CFR § 121.301","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: App. 18, Para. A.2 (p. 395); 13 CFR § 120.214(d)(2)","url":"https://www.ecfr.gov/current/title-13/section-120.214"},{"label":"SOP 50 10 8.1: Sec. A, Ch. 1, Para. D.1 (p. 14); 13 CFR § 121.301(b)(2)","url":"https://www.ecfr.gov/current/title-13/section-121.301"},{"label":"91 FR 53741 (Aug. 20, 2026)","url":"https://www.govinfo.gov/content/pkg/FR-2026-08-20/pdf/2026-17042.pdf"},{"label":"13 CFR § 121.201","url":"https://www.ecfr.gov/current/title-13/section-121.201"}],"data":{"naics":"238390","industry":"Other Building Finishing Contractors","sector":"Construction","as_of":"2026-06-30","basis":"recent","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":489,"dollars":219378000,"median_amount":200000,"p25_amount":66900,"p75_amount":500000,"median_rate":10.25,"median_spread":2.75,"median_term":120,"express_share":41.1,"loc_share":35.4},"all":{"loans":924,"dollars":406702400,"median_amount":150000,"p25_amount":50000,"p75_amount":462800,"median_rate":null,"median_spread":2.75,"median_term":120,"express_share":47.0,"loc_share":38.1},"chargeoff":{"cohort_loans":276,"charged_off_loans":5,"rate_loans":1.8,"rate_dollars":1.1},"lenders":[{"name":"The Huntington National Bank","loans":80,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"U.S. Bank","loans":35,"url":"https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/"},{"name":"Readycap Lending, LLC","loans":25,"url":"https://www.sbaexpress.loans/sba-express-lenders/readycap-lending-llc/"},{"name":"JPMorgan Chase Bank","loans":19,"url":"https://www.sbaexpress.loans/sba-express-lenders/jpmorgan-chase-bank/"},{"name":"TD Bank","loans":17,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"}],"states":[{"name":"Florida","loans":59,"url":"https://www.sbaexpress.loans/florida-small-business-loans/"},{"name":"California","loans":50,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"New York","loans":32,"url":"https://www.sbaexpress.loans/new-york-small-business-loans/"},{"name":"Texas","loans":31,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"Ohio","loans":29,"url":"https://www.sbaexpress.loans/ohio-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":114,"share_pct":23.3},{"size_band":"$50,001 to $150,000","loans":115,"share_pct":23.5},{"size_band":"$150,001 to $350,000","loans":113,"share_pct":23.1},{"size_band":"$350,001 to $500,000","loans":48,"share_pct":9.8},{"size_band":"$500,001 to $1,000,000","loans":47,"share_pct":9.6},{"size_band":"$1,000,001 to $2,000,000","loans":34,"share_pct":7.0},{"size_band":"Over $2,000,000","loans":18,"share_pct":3.7}]}}