{"citation":"SBA loans for building material dealers under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-building-material-dealers-444190/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-building-material-dealers-444190/","title":"SBA loans for building material dealers under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); App. 17, Para. B.3 (Para. B begins p. 391); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: Sec. B, Ch. 2, Para. B.5 (Para. B begins p. 126); 13 CFR § 120.214(d)(4)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"naics":"444190","industry":"Other Building Material Dealers","sector":"Retail Trade","as_of":"2026-06-30","basis":"all","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":12,"dollars":9728900,"median_amount":450000,"p25_amount":148000,"p75_amount":1164125,"median_rate":10.38,"median_spread":2.0,"median_term":120,"express_share":58.3,"loc_share":50.0},"all":{"loans":308,"dollars":228391900,"median_amount":350500,"p25_amount":150000,"p75_amount":970950,"median_rate":null,"median_spread":2.0,"median_term":120,"express_share":35.1,"loc_share":28.2},"chargeoff":{"cohort_loans":282,"charged_off_loans":9,"rate_loans":3.2,"rate_dollars":0.5},"lenders":[{"name":"The Huntington National Bank","loans":24,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"TD Bank","loans":18,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"},{"name":"U.S. Bank","loans":12,"url":"https://www.sbaexpress.loans/sba-express-lenders/u-s-bank/"},{"name":"KeyBank","loans":9,"url":"https://www.sbaexpress.loans/sba-express-lenders/keybank/"},{"name":"M&T Bank","loans":8,"url":"https://www.sbaexpress.loans/sba-express-lenders/m-and-t-bank/"}],"states":[{"name":"California","loans":41,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"Florida","loans":31,"url":"https://www.sbaexpress.loans/florida-small-business-loans/"},{"name":"Colorado","loans":18,"url":"https://www.sbaexpress.loans/colorado-small-business-loans/"},{"name":"Texas","loans":18,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"Ohio","loans":15,"url":"https://www.sbaexpress.loans/ohio-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":28,"share_pct":9.1},{"size_band":"$50,001 to $150,000","loans":65,"share_pct":21.1},{"size_band":"$150,001 to $350,000","loans":61,"share_pct":19.8},{"size_band":"$350,001 to $500,000","loans":35,"share_pct":11.4},{"size_band":"$500,001 to $1,000,000","loans":50,"share_pct":16.2},{"size_band":"$1,000,001 to $2,000,000","loans":39,"share_pct":12.7},{"size_band":"Over $2,000,000","loans":30,"share_pct":9.7}]}}