{"citation":"SBA loans to specialty food and beverage distributors in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-grocery-related-products-merchant-wholesalers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-grocery-related-products-merchant-wholesalers/california/","title":"SBA loans to specialty food and beverage distributors in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"424490","name":"Other Grocery and Related Products Merchant Wholesalers","url":"/industries/other-grocery-related-products-merchant-wholesalers/"},"loans":117,"dollars_approved":74193700,"measures":{"share_of_all_loans_pct":{"state":0.301,"national":0.214,"reading":"No clear gap"},"median_loan":{"state":250000,"national":160000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":615000},"national":{"p25":57000,"p75":400000}},"startup_pct":{"state":null,"national":6.2,"reading":"n/a"},"new_pct":{"state":16.2,"national":14.9,"reading":"No clear gap"},"existing_pct":{"state":77.8,"national":71.9,"reading":"No clear gap"},"ownership_pct":{"state":5.1,"national":6.3,"reading":"No clear gap"},"express_pct":{"state":31.6,"national":51.0,"reading":"Clearly lower"},"loc_pct":{"state":27.4,"national":40.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["express"],"top_lenders":{"U.S. Bank":11,"JPMorgan Chase Bank":10,"BayFirst National Bank":8,"GBC International Bank":6,"Newtek Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}