{"citation":"SBA loans to specialty consumer goods distributors in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-miscellaneous-nondurable-goods-merchant-wholesalers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-miscellaneous-nondurable-goods-merchant-wholesalers/california/","title":"SBA loans to specialty consumer goods distributors in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"424990","name":"Other Miscellaneous Nondurable Goods Merchant Wholesalers","url":"/industries/other-miscellaneous-nondurable-goods-merchant-wholesalers/"},"loans":150,"dollars_approved":155475700,"measures":{"share_of_all_loans_pct":{"state":0.386,"national":0.265,"reading":"No clear gap"},"median_loan":{"state":350000,"national":250000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":150000,"p75":1812500},"national":{"p25":100000,"p75":668600}},"startup_pct":{"state":null,"national":2.9,"reading":"n/a"},"new_pct":{"state":12.7,"national":12.2,"reading":"No clear gap"},"existing_pct":{"state":78.0,"national":76.2,"reading":"No clear gap"},"ownership_pct":{"state":6.7,"national":7.8,"reading":"No clear gap"},"express_pct":{"state":25.3,"national":39.2,"reading":"Clearly lower"},"loc_pct":{"state":15.3,"national":29.3,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.25,"national":2.75}},"clear_gaps":["loc","express"],"top_lenders":{"U.S. Bank":21,"East West Bank":9,"BayFirst National Bank":8,"Lendistry SBLC, LLC":7,"Bank of America":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}