{"citation":"SBA loans to day spas, medical spas, massage, tattoo and tanning studios in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-personal-care-services/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-personal-care-services/california/","title":"SBA loans to day spas, medical spas, massage, tattoo and tanning studios in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"812199","name":"Other Personal Care Services","url":"/industries/other-personal-care-services/"},"loans":330,"dollars_approved":129595100,"measures":{"share_of_all_loans_pct":{"state":0.849,"national":1.032,"reading":"No clear gap"},"median_loan":{"state":150000,"national":175000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":45425,"p75":546425},"national":{"p25":50000,"p75":498475}},"startup_pct":{"state":30.6,"national":40.5,"reading":"Clearly lower"},"new_pct":{"state":24.8,"national":18.7,"reading":"No clear gap"},"existing_pct":{"state":38.2,"national":34.7,"reading":"No clear gap"},"ownership_pct":{"state":5.5,"national":5.4,"reading":"No clear gap"},"express_pct":{"state":33.9,"national":35.5,"reading":"No clear gap"},"loc_pct":{"state":20.3,"national":23.8,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["startup"],"top_lenders":{"The Huntington National Bank":51,"U.S. Bank":43,"Wells Fargo Bank":27,"CDC Small Business Finance":20,"Lendistry SBLC, LLC":15},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}