{"citation":"SBA loans to day spas, medical spas, massage, tattoo and tanning studios in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-personal-care-services/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-personal-care-services/massachusetts/","title":"SBA loans to day spas, medical spas, massage, tattoo and tanning studios in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"812199","name":"Other Personal Care Services","url":"/industries/other-personal-care-services/"},"loans":87,"dollars_approved":29112600,"measures":{"share_of_all_loans_pct":{"state":1.011,"national":1.032,"reading":"No clear gap"},"median_loan":{"state":100000,"national":175000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":40500,"p75":317500},"national":{"p25":50000,"p75":498475}},"startup_pct":{"state":25.3,"national":40.5,"reading":"No clear gap"},"new_pct":{"state":33.3,"national":18.7,"reading":"Clearly higher"},"existing_pct":{"state":35.6,"national":34.7,"reading":"No clear gap"},"ownership_pct":{"state":5.7,"national":5.4,"reading":"No clear gap"},"express_pct":{"state":50.6,"national":35.5,"reading":"No clear gap"},"loc_pct":{"state":25.3,"national":23.8,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.75}},"clear_gaps":["new"],"top_lenders":{"TD Bank":14,"The Huntington National Bank":10,"St. Mary's CU":7,"Newtek Bank":6,"Rockland Trust Company":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}