{"citation":"SBA loans to day spas, medical spas, massage, tattoo and tanning studios in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/other-personal-care-services/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/other-personal-care-services/new-york/","title":"SBA loans to day spas, medical spas, massage, tattoo and tanning studios in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"812199","name":"Other Personal Care Services","url":"/industries/other-personal-care-services/"},"loans":161,"dollars_approved":45604300,"measures":{"share_of_all_loans_pct":{"state":0.781,"national":1.032,"reading":"No clear gap"},"median_loan":{"state":90000,"national":175000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":25000,"p75":326000},"national":{"p25":50000,"p75":498475}},"startup_pct":{"state":23.6,"national":40.5,"reading":"Clearly lower"},"new_pct":{"state":19.3,"national":18.7,"reading":"No clear gap"},"existing_pct":{"state":50.3,"national":34.7,"reading":"Clearly higher"},"ownership_pct":{"state":5.0,"national":5.4,"reading":"No clear gap"},"express_pct":{"state":55.9,"national":35.5,"reading":"Clearly higher"},"loc_pct":{"state":36.0,"national":23.8,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express","startup","loc","size"],"top_lenders":{"M&T Bank":36,"TD Bank":29,"The Huntington National Bank":10,"JPMorgan Chase Bank":7,"Newtek Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}