{"citation":"SBA loans to painting contractors in Massachusetts. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/painting-wall-covering-contractors/massachusetts/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/painting-wall-covering-contractors/massachusetts/","title":"SBA loans to painting contractors in Massachusetts","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"MA","name":"Massachusetts"},"industry":{"naics":"238320","name":"Painting and Wall Covering Contractors","url":"/industries/painting-wall-covering-contractors/"},"loans":101,"dollars_approved":10849300,"measures":{"share_of_all_loans_pct":{"state":1.174,"national":0.565,"reading":"Clearly higher"},"median_loan":{"state":50000,"national":100000,"reading":"Clearly lower"},"middle_half_of_loans":{"state":{"p25":25000,"p75":100000},"national":{"p25":35000,"p75":200000}},"startup_pct":{"state":null,"national":18.8,"reading":"n/a"},"new_pct":{"state":11.9,"national":11.7,"reading":"No clear gap"},"existing_pct":{"state":81.2,"national":61.5,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":6.9,"reading":"n/a"},"express_pct":{"state":80.2,"national":58.4,"reading":"Clearly higher"},"loc_pct":{"state":36.6,"national":43.5,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.75}},"clear_gaps":["express","existing","size","share"],"top_lenders":{"Eastern Bank":31,"TD Bank":14,"Santander Bank":9,"St. Mary's CU":8,"M&T Bank":6},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}