{"citation":"SBA loans to pet groomers, boarding kennels and dog daycares in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/pet-care-services/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/pet-care-services/california/","title":"SBA loans to pet groomers, boarding kennels and dog daycares in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"812910","name":"Pet Care (except Veterinary) Services","url":"/industries/pet-care-services/"},"loans":187,"dollars_approved":122330700,"measures":{"share_of_all_loans_pct":{"state":0.481,"national":0.835,"reading":"Clearly lower"},"median_loan":{"state":250000,"national":249900,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":67500,"p75":742200},"national":{"p25":60000,"p75":628200}},"startup_pct":{"state":23.5,"national":36.8,"reading":"Clearly lower"},"new_pct":{"state":22.5,"national":16.2,"reading":"No clear gap"},"existing_pct":{"state":40.6,"national":34.8,"reading":"No clear gap"},"ownership_pct":{"state":12.8,"national":11.3,"reading":"No clear gap"},"express_pct":{"state":20.9,"national":27.5,"reading":"No clear gap"},"loc_pct":{"state":11.2,"national":18.3,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["startup","share"],"top_lenders":{"CDC Small Business Finance":19,"U.S. Bank":19,"Live Oak Banking Company":15,"The Huntington National Bank":14,"First Bank of the Lake":9},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}