{"citation":"SBA loans to pharmacies in New York. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/pharmacies-drug-retailers/new-york/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/pharmacies-drug-retailers/new-york/","title":"SBA loans to pharmacies in New York","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"NY","name":"New York"},"industry":{"naics":"456110","name":"Pharmacies and Drug Retailers","url":"/industries/pharmacies-drug-retailers/"},"loans":90,"dollars_approved":48324000,"measures":{"share_of_all_loans_pct":{"state":0.436,"national":0.296,"reading":"No clear gap"},"median_loan":{"state":250000,"national":380000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":100000,"p75":655000},"national":{"p25":150000,"p75":940000}},"startup_pct":{"state":14.4,"national":21.1,"reading":"No clear gap"},"new_pct":{"state":6.7,"national":13.3,"reading":"No clear gap"},"existing_pct":{"state":62.2,"national":46.7,"reading":"No clear gap"},"ownership_pct":{"state":16.7,"national":19.0,"reading":"No clear gap"},"express_pct":{"state":43.3,"national":28.6,"reading":"No clear gap"},"loc_pct":{"state":37.8,"national":22.1,"reading":"Clearly higher"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":2.75,"national":2.5}},"clear_gaps":["loc"],"top_lenders":{"M&T Bank":13,"Byline Bank":11,"BayFirst National Bank":10,"JPMorgan Chase Bank":10,"First Financial Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}