{"citation":"SBA loans for pharmacies under the 2017 NAICS code. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/pharmacies-drug-stores/ Source: SBA 7(a) loan file, June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/pharmacies-drug-stores/","title":"SBA loans for pharmacies under the 2017 NAICS code","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) loan file, June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"},{"label":"SOP 50 10 8.1: App. 19, Para. A (p. 404); Sec. B, Ch. 2, Para. C.2 (Para. C begins p. 127); App. 19, Para. B.3 (Para. B begins p. 408); App. 16, Para. B.2 (Para. B begins p. 388); Sec. B, Ch. 2 (p. 125); Sec. B, Ch. 2, Para. B.1 (p. 126); Sec. A, Ch. 5, Para. A.1 (p. 93); App. 17, Para. A.2 (p. 390); App. 17, Para. A.1 (p. 390); SBA Procedural Notice 5000-876777; 13 CFR § 120.160(a)","url":"https://legacy.sba.gov/sites/default/files/2026-10/SOP%2050%2010%208.1%20Technical%20Policy%20Updates%20effective%20%2010.1.2026.docx"},{"label":"13 CFR § 120.100","url":"https://www.ecfr.gov/current/title-13/section-120.100"},{"label":"SOP 50 10 8.1: Sec. B, Ch. 2, Para. B.5 (Para. B begins p. 126); 13 CFR § 120.214(d)(4)","url":"https://www.ecfr.gov/current/title-13/section-120.214"}],"data":{"naics":"446110","industry":"Pharmacies and Drug Stores","sector":"Retail Trade","as_of":"2026-06-30","basis":"all","windows":{"recent":"FY2024 through June 30, 2026","all":"FY2020 through June 30, 2026","seasoned":"FY2020 to FY2022 loans, charge-offs through June 30, 2026"},"recent":{"loans":21,"dollars":6014900,"median_amount":230000,"p25_amount":100000,"p75_amount":250000,"median_rate":11.25,"median_spread":3.0,"median_term":120,"express_share":71.4,"loc_share":57.1},"all":{"loans":644,"dollars":480264100,"median_amount":426000,"p25_amount":178000,"p75_amount":978250,"median_rate":null,"median_spread":2.25,"median_term":120,"express_share":27.3,"loc_share":19.7},"chargeoff":{"cohort_loans":593,"charged_off_loans":14,"rate_loans":2.4,"rate_dollars":0.9},"lenders":[{"name":"Live Oak Banking Company","loans":87,"url":"https://www.sbaexpress.loans/sba-express-lenders/live-oak-banking-company/"},{"name":"First Financial Bank","loans":54,"url":"https://www.sbaexpress.loans/sba-express-lenders/first-financial-bank-ar/"},{"name":"TD Bank","loans":29,"url":"https://www.sbaexpress.loans/sba-express-lenders/td-bank/"},{"name":"The Huntington National Bank","loans":28,"url":"https://www.sbaexpress.loans/sba-express-lenders/the-huntington-national-bank/"},{"name":"Banco Popular de Puerto Rico","loans":24,"url":"https://www.sbaexpress.loans/sba-express-lenders/banco-popular-de-puerto-rico/"}],"states":[{"name":"California","loans":72,"url":"https://www.sbaexpress.loans/california-small-business-loans/"},{"name":"New York","loans":49,"url":"https://www.sbaexpress.loans/new-york-small-business-loans/"},{"name":"Puerto Rico","loans":39,"url":"https://www.sbaexpress.loans/puerto-rico-small-business-loans/"},{"name":"Texas","loans":39,"url":"https://www.sbaexpress.loans/texas-small-business-loans/"},{"name":"North Carolina","loans":31,"url":"https://www.sbaexpress.loans/north-carolina-small-business-loans/"}],"note":"Counts under 5 are suppressed, and so is a share or rate that would give one back. Rates are rates at approval, not today's rates.","rows":[{"size_band":"$50,000 or less","loans":45,"share_pct":7.0},{"size_band":"$50,001 to $150,000","loans":107,"share_pct":16.6},{"size_band":"$150,001 to $350,000","loans":140,"share_pct":21.7},{"size_band":"$350,001 to $500,000","loans":70,"share_pct":10.9},{"size_band":"$500,001 to $1,000,000","loans":128,"share_pct":19.9},{"size_band":"$1,000,001 to $2,000,000","loans":104,"share_pct":16.1},{"size_band":"Over $2,000,000","loans":50,"share_pct":7.8}]}}