{"citation":"SBA loans to portrait photography studios in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/photography-studios-portrait/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/photography-studios-portrait/california/","title":"SBA loans to portrait photography studios in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"541921","name":"Photography Studios, Portrait","url":"/industries/photography-studios-portrait/"},"loans":52,"dollars_approved":5396500,"measures":{"share_of_all_loans_pct":{"state":0.134,"national":0.131,"reading":"No clear gap"},"median_loan":{"state":53400,"national":50000,"reading":"No clear gap"},"middle_half_of_loans":{"state":{"p25":30750,"p75":129750},"national":{"p25":20400,"p75":139300}},"startup_pct":{"state":0.0,"national":9.5,"reading":"No clear gap"},"new_pct":{"state":null,"national":15.4,"reading":"n/a"},"existing_pct":{"state":90.4,"national":70.4,"reading":"Clearly higher"},"ownership_pct":{"state":null,"national":3.4,"reading":"n/a"},"express_pct":{"state":30.8,"national":46.4,"reading":"No clear gap"},"loc_pct":{"state":17.3,"national":27.8,"reading":"No clear gap"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.75,"national":3.0}},"clear_gaps":["existing"],"top_lenders":{"Readycap Lending, LLC":8,"U.S. Bank":6,"Lendistry SBLC, LLC":5,"Northeast Bank":5},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}