{"citation":"SBA loans to home remodeling contractors in California. SBA Express Loans, Janover Capital LLC (data as of June 30, 2026). https://www.sbaexpress.loans/industries/residential-remodelers/california/ Source: SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026 (https://data.sba.gov/dataset/7a-504-foia).","url":"https://www.sbaexpress.loans/industries/residential-remodelers/california/","title":"SBA loans to home remodeling contractors in California","data_as_of":"2026-06-30","checked":null,"sources":[{"label":"SBA 7(a) and 504 FOIA loan-level data, as of June 30, 2026","url":"https://data.sba.gov/dataset/7a-504-foia"}],"data":{"window":{"id":"all","from":"2019-10-01","to":"2026-06-30"},"state":{"code":"CA","name":"California"},"industry":{"naics":"236118","name":"Residential Remodelers","url":"/industries/residential-remodelers/"},"loans":621,"dollars_approved":145501100,"measures":{"share_of_all_loans_pct":{"state":1.597,"national":2.09,"reading":"No clear gap"},"median_loan":{"state":100000,"national":75350,"reading":"Clearly higher"},"middle_half_of_loans":{"state":{"p25":45000,"p75":250000},"national":{"p25":30000,"p75":150000}},"startup_pct":{"state":6.0,"national":10.6,"reading":"No clear gap"},"new_pct":{"state":15.0,"national":15.9,"reading":"No clear gap"},"existing_pct":{"state":76.0,"national":69.2,"reading":"No clear gap"},"ownership_pct":{"state":1.9,"national":2.9,"reading":"No clear gap"},"express_pct":{"state":54.3,"national":65.8,"reading":"Clearly lower"},"loc_pct":{"state":37.5,"national":51.6,"reading":"Clearly lower"},"median_term_months":{"state":120,"national":120},"median_spread_over_prime_points":{"state":3.0,"national":2.8}},"clear_gaps":["loc","express","size"],"top_lenders":{"U.S. Bank":184,"JPMorgan Chase Bank":59,"Wells Fargo Bank":39,"BayFirst National Bank":34,"Lendistry SBLC, LLC":27},"note":"Null means fewer than 5 loans. Loans SBA approved only: the file has no denials. Spread over Prime is the rate at approval minus Prime that day, not today's rate."}}